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Melissa Stutes

Mortgage Planner
NMLS#: 948108

LICENSED IN: LA

Phone: (808) 561-7149
melissa@edgemortgageloan.com

Get to know me

With decades of mortgage-lending experience, Melissa has closed more than $1 billion in residential loans, earning the trust of discerning, high-net-worth clients through complex, high-dollar transactions handled with discretion and confidence.  Melissa’s deep experience spans jumbo and portfolio lending, military VA loans, first-time buyers, and strategic refinancing across every market cycle.  Known for straight talk, steady execution, and relationship-driven service, each solution is tailored to protect long-term wealth and investment returns.  Having served every tier of borrower, Melissa will be offering white-glove service with hometown values to every home borrower.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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